/* Silver Harbor Insurance — Cloudflare Pages static site
   Last updated: 2026-01-21

   Brand tokens (placeholders — replace with final hex from your Branding Checklist):
   - Primary: Midnight Navy + White
   - Accent: Deep Teal (default). Alternatives in comments.
*/
:root {
  --bg: #ffffff;
  --text: #0b1220;
  --muted: #475569;
  --border: #e5e7eb;

  --navy: #0b1f2a;
  --navy-2: #123142;
  --silver: #c4c9cf;
  --accent: #0f766e;           /* Deep Teal default */
  /* --accent: #b45309; */     /* Muted copper */
  /* --accent: #166534; */     /* Forest green */

  --radius: 14px;
  --shadow: 0 10px 30px rgba(2, 6, 23, 0.08);
  --max: 1120px;
  --font: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
}

* { box-sizing: border-box; }
html, body { height: 100%; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}
a { color: var(--navy-2); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 18px; }
.skip { position:absolute; left:-9999px; top:auto; width:1px; height:1px; overflow:hidden; }
.skip:focus { left: 18px; top: 12px; width:auto; height:auto; padding:10px 12px; background:#fff; border:1px solid var(--border); border-radius: 10px; z-index: 9999; }

header {
  position: sticky;
  top: 0;
  background: rgba(255,255,255,.88);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
  z-index: 50;
}
.nav {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 14px;
  padding: 12px 0;
}
.brand {
  display:flex;
  align-items:center;
  gap: 10px;
  min-width: 220px;
}
.brand img { width: 34px; height: 34px; }
.brand .name { font-weight: 700; letter-spacing: .2px; line-height: 1.1; }
.brand .tag { font-size: 12px; color: var(--muted); margin-top: 2px; }

.navlinks { display:flex; align-items:center; gap: 18px; }
.navlinks a { font-weight: 600; color: #0b1220; opacity: .92; }
.navlinks a[aria-current="page"] { color: var(--accent); }

.nav-actions { display:flex; align-items:center; gap: 10px; }
.btn {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap: 8px;
  padding: 11px 14px;
  border-radius: 999px;
  border: 1px solid var(--border);
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
}
.btn.primary { background: var(--navy); color: #fff; border-color: rgba(0,0,0,0); }
.btn.primary:hover { filter: brightness(1.05); text-decoration:none; }
.btn.secondary { background: #fff; color: var(--navy); }
.btn.secondary:hover { background: #f8fafc; text-decoration:none; }

.hamburger {
  display:none;
  border:1px solid var(--border);
  background: #fff;
  border-radius: 10px;
  padding: 10px 12px;
  font-weight: 800;
}

.hero { padding: 52px 0 24px; }
.hero-grid {
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 28px;
  align-items: start;
}
.kicker {
  display:inline-flex;
  align-items:center;
  gap: 10px;
  padding: 8px 12px;
  border: 1px solid var(--border);
  border-radius: 999px;
  font-weight: 700;
  color: var(--navy-2);
  background: #fff;
  box-shadow: 0 6px 18px rgba(2, 6, 23, 0.04);
}
.kicker .dot { width: 10px; height: 10px; border-radius: 50%; background: var(--accent); display:inline-block; }
h1 { margin: 14px 0 12px; font-size: clamp(30px, 4vw, 48px); line-height: 1.08; letter-spacing: -0.6px; }
.lead { font-size: 18px; color: #1f2937; max-width: 60ch; }
.hero-cta { display:flex; gap: 12px; flex-wrap: wrap; margin-top: 18px; }
.pills { display:flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.pill { border: 1px solid var(--border); border-radius: 999px; padding: 8px 10px; font-weight: 650; color: var(--muted); background: #fff; }

.card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 18px;
}
.card h2, .card h3 { margin: 0 0 10px; }
.card p { margin: 0 0 10px; color: var(--muted); }
.card ul { margin: 8px 0 0 18px; color: var(--muted); }
.small { font-size: 14px; color: var(--muted); }

.section { padding: 28px 0; }
.section h2 { font-size: 26px; margin: 0 0 10px; letter-spacing: -0.3px; }

.grid3 { display:grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.grid2 { display:grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }

.badge {
  display:inline-flex;
  align-items:center;
  gap: 8px;
  padding: 7px 10px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: #fff;
  color: var(--navy-2);
  font-weight: 700;
}
.badge .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); }

.answer-block {
  border-left: 4px solid var(--accent);
  padding: 12px 14px;
  background: #f8fafc;
  border-radius: 12px;
  border: 1px solid var(--border);
}
.answer-block p { margin: 0 0 10px; }
.answer-block ul { margin: 0 0 12px 18px; }
.answer-block .cta-row { display:flex; gap: 10px; flex-wrap: wrap; margin-top: 8px; }

.faq details {
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px 14px;
  background: #fff;
}
.faq details + details { margin-top: 10px; }
.faq summary { font-weight: 800; cursor: pointer; }
.faq .ans { margin-top: 10px; color: var(--muted); }

footer { margin-top: 34px; border-top: 1px solid var(--border); background: #fff; }
.footer-grid {
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 18px;
  padding: 24px 0;
}
.footer-links { display:flex; flex-wrap: wrap; gap: 12px 18px; }
.footer-links a { color: var(--muted); font-weight: 700; }
.footer-note { color: var(--muted); font-size: 13px; }

.notice {
  font-size: 13px;
  color: var(--muted);
  border: 1px dashed var(--border);
  padding: 10px 12px;
  border-radius: 12px;
  background: #fff;
}

.form-embed {
  width: 100%;
  min-height: 980px;
  border: 1px solid var(--border);
  border-radius: 14px;
}

@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; }
  .grid3 { grid-template-columns: 1fr; }
  .grid2 { grid-template-columns: 1fr; }
  .hamburger { display:inline-flex; }
  .navlinks {
    display:none;
    position: absolute;
    left: 0;
    right: 0;
    top: 58px;
    padding: 14px 18px 18px;
    background: #fff;
    border-bottom: 1px solid var(--border);
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }
  .navlinks.open { display:flex; }
  .footer-grid { grid-template-columns: 1fr; }
}